Risk Analyser
A risk profile is an assessment of an individual’s willingness to take risk. Essentially, a measure of how much risk a person will accept in lieu of directly proportional profits. With the increase in the number of financial instruments over the years, it has become an imperative first step in investing.
Your risk profile is determined by objective factors (age , income level, number of dependents, security of your job) and subjective factors (risk behaviour intrinsic to each individual's psychology).
For example, men in their 20s are more likely to invest in equity than in fixed deposits.
The Risk Analyser takes you through a series of scientifically designed multiple choice questions to understand your risk taking capacity and behaviour to arrive at an assessment of your risk profile. Please take a few minutes to answer these questions in order to determine your risk profile.
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Your age is :
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Your current annual take-home income is :
- Under(Rs )100,000
- between (Rs )100,000 and Re.200,000
- between (Rs )200,000 and Re.500,000
- between (Rs )500,000 and Re.10,00,000
- over (Rs )10,00,000
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The number of years you have until retirement is :
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Your present job or business is :
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What is your expectation of how your future earnings would be :
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How would you describe yourself as a risk-taker?
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How good is your knowledge of finance?
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If you lose your job or stop working today, how long do you think your savings can
support you
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If you had (Rs )50,000 to invest, which of the following choices would you make ?
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You have a market tip on the price appreciation of a certain scrip, you :
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You are on a TV game show and you win (Rs )10,000. You have a choice to keep the money
or risk it to win a higher amount. You :
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Which one of the following best describes your feeling immediately after making an
investment, you :
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The stock market has dropped 25% and a share that you own also dropped 25%, but the
market expects the share to go up again. What would you do?
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You have a substantial sum of money to spare for about 6 months after which you need
this sum to repay a loan, this sum is currently not invested anywhere. You would:
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You are financially responsible for (exclude dependants who can be supported by your
spouse's income)